For those of you that don't already know; most of these 'investments' are ponzi schemes.
Indeed they are and you should exercise extreme caution before even considering 'investing' and also view most HYIP's as a game of chance.
I can be considered a trusted admin and my Private Investment Club opportunity is intentionally 'low level' and 'low risk'.
Sabunir had expressed interest in the original BitcoinFX Private Investment Club opportunity, so I have offered a 100% free share, for my usage of the banner designs. I will offer more free shares to Bitcoin Forum members in the future.
Please understand that what I'm effectively doing is 'backing' Bitcoins with my profitable Forex Trading abilities, as well as, creating an interest and demand for Bitcoins with existing e-currency users at the same time. I have 'backed' both projects with $1000 LR to avoid any issues.
This is a much more logical approach than just offering an 'exchange' service where you are effectively just 'giving away' USD or EUR for 'digital tokens' ...
However, I fully understand your concerns.